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At least I think it was. Do you expect me to remember that far back? First, a little background about the company in question, World Financial Group. That blanket statement is a little unfair, but is basically true.
The company employs a bunch of independent sales reps, who each operate their own office, if their basement counts as an office.
The sales reps are able to sell a bunch of different mutual funds and life insurance products from Aegon. If that new person recruits someone underneath them, the pyramid becomes two levels deep, and the original person at the top gets a smaller residual from the newest rep.
Obviously, you want as many people underneath you as possible. Back to my story. I worked with a guy who was quite interested in investments. We would spend break time together discussing various financial topics.
After a while, he quit the grocery store we both worked at, determined to find his future in financial services. A few months later, he contacted me. He knew I had a couple of bucks to invest, and he had some great stuff that his company offered.
He offered to buy lunch though, knowing my weakness for free food. Combine that with my friendship with the guy, and I was willing to give this a shot. More Uproar for your eyeballs: I responded, telling him he clearly needed to meet more people. I was confused, why was he kissing my ass so aggressively?
Quickly, he dropped the bombshell. He wanted me to come work for WFG. He was making all sorts of money, the job was awesome, blah, blah, blah.
He mentioned how I could do it part-time, while keeping my job at the grocery store. At that point, it hit me. WFG was Primerica junior. Flashback inside the flashback time: When I was 18, I thought I wanted to become a stockbroker. Somehow, I found out about a Primerica meeting in my area.
I went, got excited about the whole concept for about 20 minutes, then quickly saw through it. All Primerica cared about was getting more people in the pyramid. It was obvious, even to 18 year old me, that the reps that worked for Primerica were the bottom of the ladder of the financial services industry.
Back to the lunch meeting. This is where it kind of got weird. This would be especially painful for someone who held close to all of their portfolio as stocks. Most people look forward to paying off their mortgage. They value the freedom that brings.
The more money the client invests in their funds, the more that rep will make in fees. The numbers might even make sense. Most people though, will choose to pay down their mortgage, and rightfully so.
After that, the lunch meeting turned into a pretty hard sell job.Create unforgettable holiday memories on your private Tasmania tour. Visit our website to book your Eye See personalised Tours today!
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